Do I need a diamond certificate?

In previous times, purchasers of diamonds would take their jeweller’s word as gospel on the quality of the diamond they have bought. In contemporary times, diamonds are usually certified by jewellers prior to sale and receiving a diamond certificate or a diamond report has become a standard procedure for those purchasing diamonds that weigh over half a carat.

So, what is a diamond certificate?

The diamond certificate was derived to document the cut, carat and clarity of the diamond being purchased. Diamond certificates assist in eliminating vast pricing differences when purchasing diamonds from retailer to retailer.

Diamond certificates are not a legal document, nor is a jeweller required to provide one. When purchasing a diamond, the main thing to look out for is the grade of the main diamond and receiving a GIA report for that.

If a jeweller does not provide a diamond certificate, a valuation may be required. A valuer is an independent figure, often from the National Council of Jewellery, who will provide an independent and unbiased figure on the stone’s value.

Is getting a diamond certificate worth it?

The quality of a diamond is usually referred to as the 4 Cs. The 4 Cs help to determine the value of each individual diamond. The cut, colour, clarity and carat are vital in assessing the true value of a diamond and not all diamond certificates provide this information.

Certifying the diamonds is beneficial for the consumer, but it also has its limitations. A diamond certificate only tells you limited information about the diamond. It provides an indication of the levels of inclusions within a diamond.

If you want an accurate assessment on buying a diamond, talk to the professionals at the Diamond Centre first, before deciding if you need a diamond certificate.